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* Electronic Payment Savings

The interest rate on your loan will be reduced by one-quarter of one percent (0.25%) when your regular monthly payments (of principal and interest) are automatically deducted directly from your checking or savings account. In addition, this affords you with safe, reliable and convenient payment services.

For more information or to request electronic payment (KwikPay®), contact Firstmark Services toll-free at 888 295-0902, or visit their Web site at www.firstmarkservices.com.

* All borrower benefits are subject to available funding.

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